FLAC chief calls for resolutive approach to mortgage debtors

FLAC chief calls for resolutive approach to mortgage debtors

Eilis Barry

The head of the free legal advice service, FLAC, is looking for greater powers to be given to courts dealing with homeowners in serious debt.

The organisation also thinks legal aid should be available in proceedings involving repossession of a home.

FLAC chief executive Eilis Barry warned that there is “a significant unmet legal need in relation to housing and homelessness”.

She said the Government should set up a dedicated court or tribunal to deal with mortgage arrears cases with a view to resolving them.

Of the 12,000 inquiries made to FLAC last year, housing advice featured prominently.

Ms Barry said: “There is significant unmet legal need in relation to housing and homelessness.”

She added that there should be “a clear basis in law for refusing to make an order for possession in the case of default involving the family home”.

A total of 25,817 people received legal advice last year from volunteer lawyers at legal advice clinics or legal information from FLAC’s phone line.

These figures were announced in FLAC’s 2017 Annual Report, launched today by Justice Minister Charlie Flanagan.

Mr Flanagan said: “Over 25,000 people received assistance in 2017; either via FLAC’s telephone information line or through its 66 legal advice clinics countrywide.

“And I would also acknowledge the financial support provided to FLAC by other bodies including philanthropic donors, the Law Society, Bar Council and legal practitioners.”

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