Insurance

The High Court has delivered a further judgment in the landmark FBD case involving publicans claiming insurance cover for losses arising from the pandemic. In this second case, the court outlined that cover would be available for partial closures of the pubs’ premises due to the pandemic, rath

The High Court has ruled that a hotel is not covered for losses from the Covid-19 pandemic under a policy of insurance. The court was asked to interpret an AXA policy which provided certain indemnities for closures resulting from specified diseases and sanitary requirements. The plaintiff also argue

International law firm DAC Beachcroft (DACB) has rolled out a series of animations explaining the insurance claims litigation process to clients in Northern Ireland. The short animations, each lasting 60-90 seconds, discuss the key stages that a litigated insurance claim can pass through from start

A private member's bill to increase penalties for fraudulent claims has been introduced to the Dáil. Independent TD Denis Naughten yesterday introduced the Civil Liability and Courts (Amendment) Bill 2021 on behalf of the nine-strong Regional Group, which believes it will help to tackle insur

Restaurants are gearing up for a court battle over insurance pay-outs linked to Covid-19 following last month's landmark ruling in favour of pub owners. The High Court last month ruled that FBD Insurance was required to cover the losses of four pub owners for the enforced closure of business during

FBD Insurance does not intend to appeal a landmark High Court ruling that four pub owners are entitled to be compensated for the disruption their businesses suffered due to the Covid-19 pandemic. In a judgment earlier this month, Mr Justice Denis McDonald said that the proper interpretation of FBD's

In a landmark judgment, the High Court has ruled in favour of four pub owners who claimed that FBD Insurance was required to cover their losses for the enforced closure of business during the coronavirus pandemic. Giving the judgment, Mr Justice Denis McDonald said that the proper interpretation of

Thousands of UK businesses will receive payouts for coronavirus-related business interruption losses after the UK Supreme Court sided with the Financial Conduct Authority (FCA) in a landmark test case. The complex 112-page judgment augurs poorly for Irish insurers in a similar test case in the Irish

The replacement of the Book of Quantum with personal injury guidelines, an enhanced role for the Personal Injuries Assessment Board (PIAB) and the creation of a statutory offence of perjury are among the 66 actions set out in the government's first action plan for insurance reform. The action plan,

The High Court has ruled that the Motor Insurance Bureau of Ireland (MIBI), which compensates victims of uninsured driving, will not be liable for any judgment against an uninsured driver who injured one of his passengers by crashing his car into a ditch. Mr Justice Bernard Barton found that the pla

A judicial review launched on behalf of a child who was injured in a hit-and-run is challenging the standard practice of parents or guardians signing off on compensation settlements. Solicitor Ciaran O'Hare of McIvor Farrell is acting on behalf of a child who suffered a head injury at 10 weeks old a

The average legal costs in personal injury cases settled through litigation was over €23,000 between 2015 and 2019, according to new figures published by the Central Bank of Ireland. The figures are revealed in the second annual private motor insurance report of the National Claims Information

There is "no evidence" that capping personal injury pay-outs will lead to lower insurance premiums, the Law Society of Ireland has said. The Law Reform Commission yesterday identified two “constitutionally permissible” models for capping personal injury pay-outs in Ireland.

Some of the biggest motor insurance companies in Ireland have engaged in anti-competitive cooperation, the competition watchdog has alleged in preliminary findings. The Competition and Consumer Protection Commission (CCPC) today issued preliminary findings to AIG Europe S.A., Allianz PLC, AXA Insura

Judgment in a business interruption insurance case that featured 15 Queen's Counsel and 20 junior counsel has been handed down by the High Court. The court found in favour of the arguments advanced for policyholders by the Financial Conduct Authority on the majority of the key issues.